How Can I Make Sure My Car Is Registered On My Name

Chapter 3 - Owning a Vehicle

Topics:

Registration and Title
Registration Renewal
Resident and Non-Resident Responsibility
Inspection
Complaints Confronting Businesses

Annotation: Practice quizzes are available only for those sections of the manual roofing rules of the road (Chapters 4 through 11 and Road Signs).

Whether you are a vehicle possessor or registrant, or a commuter of a vehicle endemic or registered by someone else, it is your responsibility to make certain it is registered, insured and inspected before the vehicle operates on a public roadway.

Registration and Title

A registration allows a vehicle to exist driven on public roads and highways. A championship certificate proves who owns the vehicle.

You must be at least xvi to annals a vehicle. You can title a vehicle at whatever age. A new resident of the state must get a New York registration within xxx days of establishing residence.

To Register a Vehicle

To annals a vehicle, yous must prove you ain the vehicle or that the owner authorizes you to register it, that the vehicle is insured, that the land and county sales taxes have been paid and provide whatsoever required odometer reading and/or damage disclosure statement. If the buying proofs listed below are not available from the seller, contact whatever motor vehicle office or a DMV Call Center before you purchase the vehicle.

To apply for registration, you lot must complete a Vehicle Registration/Title Application (MV-82). Yous must besides present proof of proper name (6 points) and proof of date of birth. For additional data see Registering a Vehicle in New York State (MV-82.1), available from the DMV website (search nether Forms) or at whatever motor vehicle part. When your vehicle is registered, you will go vehicle plates, a registration document and a registration sticker for the windshield or vehicle plates. If you purchased the vehicle from someone other than a New York Land registered dealership, you will as well receive a x-day inspection extension sticker on asking when you register the vehicle. You lot must and so accept the vehicle inspected within 10 days from the engagement of registration. It should take a valid inspection sticker if you lot purchased the vehicle from a New York State registered dealer. The dealer must have the vehicle inspected within xxx days before they sell the vehicle to you.

When y'all purchase a new or used vehicle from a dealer registered with the DMV, the dealer tin can annals the vehicle for y'all and give y'all a temporary registration and, if you need them, new vehicle plates. The dealer can accuse a processing fee for this service. It tin also charge registration, vehicle plate and championship fees.

Your championship certificate volition be mailed to y'all several weeks subsequently the vehicle is registered.

Proof of Ownership

If you purchase your vehicle from a New York State registered dealer, the proof of ownership for a new vehicle volition exist a Manufacturer's Certificate of Origin (MCO) and a dealer's Document of Sale (MV-50). For a used vehicle, proof of ownership is the previous owner's Certificate of Title (MV-999), the right odometer and salvage disclosure statement and the dealer'southward Certificate of Sale (MV-50).

If the dealership does non annals the vehicle for you lot, make sure it gives you the ownership documents listed above and a completed Application for Registration/Championship (MV-82) signed by the dealer's representative. Examine the ownership documents advisedly before closing the sale.

If you buy a used vehicle from a dealer registered outside New York Land – the proof of ownership is the title document or transferable registration signed over to the dealer past the previous owner, plus the bill of auction and/or invoice from the dealer and other proofs from the dealer.

For a used vehicle purchased from a private seller – the proof of ownership is the "Document of Title" (MV-999), or a transferable registration for 1972 or older models, signed over to you. The seller must consummate and yous must acknowledge with your signature, the correct odometer and impairment disclosure statements.

Before you accept the championship document from any seller, check the forepart of the title for the names and addresses of "lien" holders. A lien indicates the current owner owes coin on a loan for the vehicle. If a lien is listed on the championship, ask the seller to give you proof the lien has been paid – in most cases, information technology is an official lien release from the lender. If proof is not provided and the loan has non been paid, the lien holder could repossess the vehicle.

A motor vehicle role will not accept a title certificate if the right odometer or damage disclosure statement is non completed, or if information on the championship is adapted, erased or canceled. This includes whatever proper noun or signature.

Disclosure Statements

 If you purchase a vehicle 8 model years former or newer, the DMV will Non register your vehicle or upshot you a new championship certificate unless the seller has completed, and you lot have signed, both the odometer and the damage disclosure statements on the Certificate of Championship (MV-999). These statements indicate whether the new title certificate should exist described as "Rebuilt Relieve."
 If you lot purchase a vehicle x model years old or newer, make certain the private seller has completed the odometer argument on the back of the Certificate of Title (MV-999). The damage disclosure statement is not required for vehicles nine model years old or older. Equally the buyer, you lot must confirm the odometer statement as shown on the title certificate by writing your initials side by side to the odometer box on the title certificate. Compare the odometer argument on the title certificate with the odometer reading in the vehicle.

Important: The DMV must examine every vehicle described as "Rebuilt Relieve", OR SIMILAR WORDS, for stolen parts before the vehicle tin be registered or titled. If you are to purchase a vehicle that is registered or titled out-of-state, contact a DMV Call Center for more data.

Proof of Sales Tax Payment

When yous buy a vehicle from a New York Land registered dealer, the dealer collects the sales tax.

If you purchase a vehicle from someone other than a NYS registered dealer, you need to make full out a Statement of Transaction/Sale or Souvenir of Motor Vehicle (DTF-802), which is bachelor at any motor vehicle office and from the DMV website dmv.ny.gov. This grade certifies the purchase price and determines the sales tax you must pay when you register the vehicle. One side of the course must be completed and signed by the buyer. The other side must be signed by the seller if the selling toll is below fair market place value or if the vehicle is being given equally a gift from someone who is not a family member. If the form is not completed past the seller, yous will be charged sales tax based on the current fair market place value of the vehicle. Bring the completed form to a state or county motor vehicle office when yous register your vehicle.

Proof of Insurance

When y'all purchase vehicle liability insurance, the insurance agent or broker gives yous two insurance identification cards. The name(s) and vehicle identification number (VIN) on these cards must exactly friction match the information on the registration application. You must nowadays 1 card when you register your vehicle. Keep the second card with the vehicle.

Fees

Registrations for nigh vehicles with a maximum gross weight of not more than 18,000 pounds (8,165 kg) are valid for two years, and fees are based on vehicle weight. At that place are also vehicle plate and title fees.

Past police, registration fees cannot be refunded if you utilize the vehicle plates or registration sticker on your vehicle even for ane twenty-four hours. Even so, if your vehicle plates and registration sticker are returned unused within 60 days after yous register your vehicle, you can receive a total refund, minus a processing fee. You may receive a refund of the fee for the 2d yr of a ii-year registration, minus a processing fee, if you use the plates and registration simply during the first year. Make sure to get a DMV Universal Receipt (FS-6T) to plough in your plates.

If y'all transfer a registration from one vehicle to a replacement vehicle, you lot volition receive credit for the remaining part of your current registration. This credit cannot be practical to other vehicles registered to yous.

Trading In or Selling Your Old Car

Before y'all merchandise in or sell your old vehicle, make sure to remove the vehicle plates and the windshield registration sticker, which shows your plate number. This can prevent you from being charged with parking tickets that are not yours.

Registration Renewal

About registrations are renewed every two years. Approximately 45 to 60 days before your registration volition expire, you should receive a renewal reminder in the mail. If you lot changed your accost and did not notify the DMV, y'all will not receive the reminder. If you lot did not answer three or more than parking tickets, or if your registration is suspended or revoked, you volition not receive the reminder. Allow two weeks to process and deliver the registration. You lot are responsible to know when your registration expires and to renew it on time. This is true even if y'all practise not get a reminder in the mail service.

If the expiration date falls on a weekend or legal state holiday, your registration is automatically extended to midnight of the next business organization 24-hour interval. Make sure you maintain liability insurance on your vehicle during the extension period.

If you have not received a renewal notice, you may be able to renew your registration –

By postal service: Consummate a Vehicle Registration/Title Application (MV-82), available at any motor vehicle office and from the DMV website dmv.ny.gov (search under Forms). If your registration must exist sent to an address that is not the mailing address you entered on the application form (MV-82), enclose a split notation that requests the DMV to mail your registration to the other address. Exercise not put this mailing address on form MV-82 unless you want it to appear on the registration and your DMV registration record. Reminder – if you point a change of address on your registration, information technology will affect Merely that registration. Use a Change of Address Form (MV-232) to change all your DMV records. This class is available at whatever motor vehicle office and from the DMV website (search nether Forms).

Enclose a check or coin social club for the right fee, payable to the "Commissioner of Motor Vehicles." If you exercise not know the exact fee you must pay, you can determine the fee using the Schedules of Registration Fees (MV-204A) bachelor at any motor vehicle role or through a work page at the DMV website. Make sure to include your insurance carte du jour with your renewal application if your insurance company has changed and you take not responded to a DMV Insurance Inquiry Letter.

Post your completed Vehicle Registration/Title Awarding and other documents to:

NYS DMV Utica Processing Center, P.O. Box 359, Utica, NY 13503.
Allow 2 weeks to receive your registration renewal. If you lot do not receive it after two weeks, contact a DMV Call Eye or visit any state or county motor vehicle function. Allow more time for overseas mail.

If your name has changed and you have non notified the DMV, you must visit a DMV office and show proofs of your identity. For more data, contact a DMV Phone call Eye.

Online at the DMV website dmv.ny.gov: Online registration renewal requires that you take not inverse your address or insurance company, and that the registration is for a rider car, small commercial truck or a motorcycle that is not used exclusively off road. Your registration fee, and whatsoever related fees, will exist displayed on the computer screen. In three quick steps, you can renew your registration online and use your credit card for payment. Your renewal will exist automatically processed and mailed to you. Allow two weeks for delivery.

In person at a land or county motor vehicle office: You must complete and submit a Vehicle Registration/Title Application (MV-82). Note: An awarding brought into an office by a 2nd party (someone who is not the registrant) must exist accompanied past the original New York license/permit/non-driver identification card for the 2nd political party and either the original or a photocopy for the registrant. This includes spouses (husbands and wives). The application must be signed past the registrant, not the person who brings the form into the office.

Insurance

Your vehicle must be covered by liability insurance as long as information technology is registered, even if you lot exercise non bulldoze it.

Minimum liability coverage is required of $50,000 against the death of one person and $100,000 confronting the expiry of two or more persons, $25,000 against injury to i person and $fifty,000 against injury to ii or more than persons and $10,000 against belongings harm. Insurance coverage limits refer to death, injury or damage related to any one incident.

Before your liability insurance expires or is discontinued, return vehicle plates at any land or county motor vehicle office. Be sure to obtain a DMV Universal Receipt (FS-6T) to plow in your vehicle plates. If you exercise not do this, y'all may have to pay a civil penalization for each day the vehicle was not insured or your vehicle registration tin can be suspended. If your vehicle is non insured for 90 days, unless you have turned in your vehicle plates, your driver license will besides exist suspended.

If you receive a alphabetic character from DMV that asks well-nigh your vehicle insurance, read it advisedly and answer as directed in the letter.

Motorcycles must be insured, but yous are non required to turn in the vehicle plate when your motorcycle insurance is discontinued or expires.

Resident and Non-Resident Responsibility

Anyone who drives or permits a vehicle to be driven in New York State, this includes people who are non New York residents, must be able to bear witness the vehicle has acceptable liability insurance, (see "Insurance," above, for minimum insurance coverage required). If y'all are bedevilled of driving an uninsured vehicle or if you allow another person to drive your uninsured vehicle, your license or privilege to drive in New York Country will exist revoked for at least i twelvemonth. The aforementioned penalty applies if the DMV receives evidence that y'all were involved in a traffic crash without insurance.

Inspection

Virtually vehicles sold in New York State must be inspected inside 30 days of the date of transfer or sale and must accept a certificate of inspection before delivery. If you purchase a vehicle from someone who is not a NYS dealer, you must have the vehicle inspected within 10 days later on y'all register information technology. Make certain to request a "Ten-Day Time Extension for Motor Vehicle Inspection" (VS-1077). If a person moves to NYS, an inspection certificate that was issued before is valid until it expires or one yr from the date it was issued, whichever occurs offset.

Under some conditions, vehicles sold at retail are exempt from the inspection requirement. These conditions are: transfer to a "welfare to work" program; transfer of a chassis; transfer of a vehicle through manufacturing plant straight commitment; transfer of a vehicle for registration in another state or country; transfer of a scrap vehicle; and transfer of a vehicle to a long-term lessee (lease buyout).

Later the first inspection of your vehicle, it must exist inspected at an official state-licensed inspection station before the expiration appointment on the current inspection certificate. An inspection is also required on modify of registrant. Inspection stations have yellowish and black "Official Motor Vehicle Inspection Station" signs. Heavy trucks, buses, tractors and semi-trailers must exist inspected at special "Heavy Vehicle" Inspection Stations and motorcycles at special Motorcycle Inspection Stations.

Putting your signature on a registration renewal form certifies that the vehicle was inspected every bit required by police force. Keep track of when your annual inspection is. Schedule a new inspection early, so you will have time to repair your vehicle if information technology does non pass.

After inspection, the vehicle inspector will consequence a sticker for the vehicle to show it has passed inspection. If your vehicle did not pass, the inspector volition requite yous a rejection find. In well-nigh cases, your vehicle must be repaired to meet standards and must exist inspected over again. A vehicle that is subject to a high enhanced or OBD II emissions inspection that fails a first inspection can qualify for a waiver. An try must be made to repair the malfunction and the cost for repairs must be at least $450. Many gasoline-powered vehicles (except motorcycles) must exist inspected for exhaust emissions during the prophylactic inspection. Exceptions are gasoline-powered vehicles that are 26 or more than model years old, or less than 2 model years erstwhile, or registered as historic. Those vehicles are subject to a condom inspection only.

Diesel fuel-powered vehicles that operate in NYS, fifty-fifty if registered elsewhere, are subject to random roadside safety tests by the NYS Police and the NYS Department of Transportation. Vehicles with a gross vehicle weight rating (GVWR) more than eight,500 pounds are subject to a Diesel fuel emissions inspection.

Complaints Against Businesses

The DMV regulates motor vehicle dealers, inspection stations and auto repair shops. These businesses should be identified past registration or license certificates and exterior signs. Make sure you lot are dealing with a registered or licensed business organisation.

If you take a complaint confronting one of these businesses, outset attempt to resolve it with the management. If that fails, call 1-518-474-8943 between viii:30 a.grand. and 4:15 p.1000. weekdays. You lot tin can also write to Vehicle Safety Services, DMV, Agency of Consumer and Facility Services, Box 2700-ESP, Albany, N.Y., 12220-0700. By regulation, the DMV can receive a repair store complaint just within xc days or 3,000 miles (4,828 km) of the vehicle repairs, whichever comes first.

Stop of Chapter three:

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Source: https://dmv.ny.gov/about-dmv/chapter-3-owning-vehicle

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